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Penn State students should consider getting renters insurance as it can provide essential financial protection in case of unforeseeable events. Renters insurance would cover the cost of damage to personal property in case of fire, theft, or other covered incidents. Moreover, renters insurance can provide personal liability protection, which can cover the cost of damages and legal fees if the renter is found responsible for injuries or property damage to others.

Penn State University provides resources and information to help students find renters insurance policies that fit their needs and budget. The University's Office of Student Legal Services and the Penn State Federal Credit Union offer information and advice on renters insurance. Therefore, it is wise for Penn State students to consider getting renters insurance to protect their financial and personal interests.

• Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
• Homeowners Insurance Alternative. No credit checks and a lower deductible
• Worldwide Coverage. Your belongings are covered anywhere in the world.
• Liability Protection. Coverage if you accidentally damage your place of residence.
• Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. College Parent Central has partnered with GradGuard to offer Penn State students the GradGuard College Renters Insurance Plan to protect your property on campus and around the world.