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INEXPENSIVE
Average cost is less than
$16 per month

SIMPLE
No credit score needed to
issue a policy

- Protects personal property: Renters insurance provides financial protection in case the personal property of students is lost, stolen, or damaged due to covered events like theft, fire, or vandalism.
- Liability coverage: Renters insurance also provides liability coverage that covers students if they are found responsible for causing damage to someone else's property or if someone gets injured while on the rented property.
- Affordable: Renters insurance is typically affordable, with many policies available for less than $20 per month, which makes it easy for University of Minnesota students to obtain coverage without breaking the bank.
- Required by landlords: Some landlords may require students to have renters insurance before they can rent a property on campus or off-campus.
- Peace of mind: Having renters insurance can give University of Minnesota students peace of mind knowing that their personal property is protected, and they have financial protection against liability claims.

It is important to note that the University of Minnesota provides information about renters insurance but does not require students to have renters insurance. They recommend students consider purchasing renters insurance as it can help protect them from financial burden in case of loss, damage, or liability.

• Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
• Homeowners Insurance Alternative. No credit checks and a lower deductible
• Worldwide Coverage. Your belongings are covered anywhere in the world.
• Liability Protection. Coverage if you accidentally damage your place of residence.
• Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. College Parent Central has partnered with GradGuard to offer University of Minnesota students the GradGuard College Renters Insurance Plan to protect your property on campus and around the world.